Applying for an online loan is not a difficult thing today. In fact, it tends to be easy and practical.
Various online loan applications compete with each other to show which loans are fast, practical, cheap admin fees, and so on. There is also one that can be accessed by simply depositing an ID card and selfie photo .
Loan online is a credit facility provided by a company money loan application online and have been listed in the Financial Services Authority (FSA).
And all online loan activities loanplususa.com are carried out online without having to come to financial institutions or banks.
Tips for Applying for an Online Loan
Tips for applying for a trusted online loan you must find out first so that your personal data is not leaked by irresponsible parties and other detrimental things.
Tips for applying for a trusted online loan will make you more careful in choosing an illegal online loan.
#1 Look for those registered with OJK
Make sure the online loan you are going to is registered with the Financial Services Authority (OJK). To find out which online loan companies are officially registered with the OJK, you can visit the website directly.
#2 The Information Provided Must Be Complete
Make sure the online loan you will choose has complete information about the company and has been registered with the OJK.
You should first calculate how much loan you need to make an online loan .
This is to prevent any delays or escaping in paying. This can get you on the blacklist of any online loan .
#3 Complete the Requirements
Prepare the data needed to apply for an online loan , such as your identity and other necessary things.
Make sure you are at least 21 so that you can make an online loan and your monthly income is in accordance with the provisions of the online loan company.
How to Complain and Prevent When Personal Data Leaks
Data leak prevention can be done by selecting the app in the official Financial Services Authority (FSA) and the application that has the reviews were very good or even recommended everyone.
The Financial Services Authority has also ordered the Investment Alert Task Force to prevent illegal online loans very firmly to the public, as follows:
- Notify the public of illegal Peer-To-Peer (P2P) Lending online loans .
- Requesting the Ministry of Communication and Information of the Republic of Indonesia to block websites and online loan applications
- Deciding financial access loans online illegal (P2P) Lending , like telling people not to be fooled by a loan online is illegal, submitted a request to Bank Indonesia to ban Fintech Payment System to loan online
- Reporting to the Criminal Investigation Unit of the Police to enforce the law.
- Improve the performance of the Indonesian Joint Funding Fintech Association (AFPI) to handle online loans
- Educate and socialize about making legal online loans .
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